How To Help The Environment By Going Green

The standard Earth Day advice on what individuals can do to help save the earth can be summed up in three words: reduce, reuse, recycle. When it comes to your home, there are a number of options – some of which can make a significant difference for both the environment and your wallet. While not all of the improvements are inexpensive, some of the more significant ones, such as adding solar panels, may be eligible for tax refunds and other financial incentives from local and federal governments. The Department of Energy has more information on the potential advantages.

Here are five modifications you may make to your home to help the environment:

1. Think of a nice roof.
Making your roof white can help you save money and reduce emissions, especially if you live in a city. Daytime temperatures might be reduced by an average of 0.6 degrees Celsius if every roof in every major city around the world was white, according to Yale Environment 360. In warmer climates, the impact would be substantially larger. White roofs in the United States might reduce temperatures by 1.8 degrees Celsius in Washington, D.C., and up to 1.5 degrees Celsius in Los Angeles.

According to NASA, by 2100, the Earth will be 2.5 degrees Celsius to 4.5 degrees Celsius (4.5 degrees Fahrenheit to 8 degrees Fahrenheit) warmer. World leaders, on the other hand, are striving to keep the temperature rise to 1.5 degrees Celsius, which scientists believe will prevent the worst effects of climate change.

What role do cool roofs play? According to the Department of Energy, a white coating reflects up to 60-90 percent of sunlight. According to Yale Environment 360, asphalt reflects only 4% of light while meadows reflect 25%.

According to Yale Environment 360, if everyone on the earth built a white roof, global warming would be slowed by 11 years. Although this figure is insignificant in the overall scheme of things, cool roofs have the potential to lower the number of people who die each year from heat-related illnesses, especially in urban areas.

Plants are another technique to produce a cool roof. The Energy Department describes this option as “excellent for urban structures with low-sloped or shallow-pit roofs, and can incorporate anything from basic plant cover (extensive vegetative roof) to a garden, or even tiny trees (intense vegetative roof).” The water evaporating from the roof plants keeps the house cool, while the soil layer insulates it. Green roofs, on the other hand, are more expensive, more difficult to maintain, and more heavier than other cool roof solutions.

Consider a cool choice if you’re ready to replace your roof. If your roof is still in good repair, consider putting a white roof coating that will reflect the sun’s rays – New York City even offers a program that will coat qualifying rooftops for free or at a modest fee. A list of certified alternatives can be found on EnergyStar.gov.

2. Get rid of your grassy yard.
Climate change can be influenced by your yard, no matter how big or tiny it is. Although well-kept grass lawns have long been the norm in most American homes, experts believe that a lawn that more closely reflects its natural surroundings may be better for the environment’s health as well as your budget.

The issue: Chemicals used to keep a “perfect” grass lawn are harmful to the environment. Certain fertilizers and pesticides can harm ecosystems and sicken the creatures that dwell there, and these chemicals can spread to other animals and ecosystems through runoff water. According to Princeton University scientists, mowing your lawn or altering its irrigation system can reduce some of your grass’s environmental benefits. In addition, when combined, gas-powered lawn mowers and leaf blowers can generate considerable volumes of CO2.

What is the solution? In short, Princeton researchers and other experts in the field advise that you leave your grass alone. This involves restoring more native plants to the area, incorporating grass alternatives such as mulch and gravel, and “letting the lawn to its own devices” – which means less lawn maintenance.

While most towns in the United States have rules about how much your grass can grow, they may be more lenient than you believe. To find out what those regulations are, go to the local government’s resource pages. Other cities, meanwhile, are lobbying for changes in municipal legislation. According to the nonprofit organization NRDC, Montgomery County, Maryland, changed its laws to allow for more natural lawn growth.

Several local governments in the United States even provide citizens with incentives to get rid of their all-grass lawns. According to The Denver Post, the government in Colorado gave reimbursements to residents in specific municipalities who modified their landscaping. What is the explanation for this? The state was suffering from a severe drought, and much too much water was being squandered on lawn care. Similar incentives are available in a number of other western states, including California, Nevada, and Utah.

3. Purchase used furnishings
According to figures from the Environmental Protection Agency, almost 12.5 million tons of furniture and furnishings are destroyed in the United States each year, up from around 2.5 million tons in 1960. The majority of that garbage is transferred to landfills, despite the fact that around a fifth of it is combusted with energy recovery. Other home products, such as rugs and carpets, showed similar patterns, according to the EPA.

What is the solution? Take your old living room rug or headboard to a local thrift store instead of throwing it away. If you’re in the market for new furniture, look into preowned possibilities before going out and buying anything new. Thrifting is already popular among millennials, especially for apparel and accessories, because it is less expensive and environmentally friendly. Not only will you save waste, but you’ll also cut costs associated with new product development, such as water, power, and chemicals.

4. Set up solar panels.
Every household on the earth produces carbon dioxide and other greenhouse gases, which have an impact on the quality of our water and air, as well as contributing to climate change.

What can you do to lessen your impact? One alternative, and a good one, is to install solar panels on your home. Solar panels can lower your electricity bills, reduce pollution, and even increase the market value of your home, according to the Energy Department, which has a complete guide on how to go solar on its website.

Solar panels are simple to install and use in most homes. The amount of energy they create, how much they cost, and how much money they save will vary depending on where they are installed. Solar panels, on the other hand, are eligible for a variety of government incentives, including state and local programs. Visit the Department of Energy’s website for further information.

5. Make use of curtains
Installing and using curtains, shades, blinds, screens, awnings, draperies, and shutters in your home is a simple and effective approach to improve your home’s energy efficiency, similar to painting your roof white.

In the summer, having the drapes drawn can help keep the sunlight — and the heat from outside — out. As a result, you’ll require less air conditioning and use it less. In the winter, they’re also a wonderful way to keep warm air contained: According to the Department of Energy, curtains can prevent heat loss in a home by up to 40%.

According to the Department of Energy, around 30% of a home’s heating energy is lost through windows. Curtains can help you save money and minimize waste, though the amount you save will vary depending on the type of curtains you use, the season, and the climate, according to the Energy Department.

Insulated cellular shades, which normally fold up like an accordion at the top of the window, are the most effective type of window covering, according to the department. More information about different types of curtains can be found at the Department of Energy.

If you’re need of a home remodeling contractor in Portland, Oregon, contact Stone Creek Building today for a free consultation!

Additional Resources:

5 Ways to Improve Your Performance as an ER Nurse

As is the case with many medical occupations, emergency nursing is not as glamorous as it appears on television. With the emergency department’s fast-paced environment, it’s easy to get caught up in the mayhem. These suggestions can assist you in becoming an efficient emergency room nurse while also protecting your nursing license.

1. Forget Being a Task-Oriented Individual

A nurse’s shift will consist of a series of tasks. Numerous examinations must be completed, drugs must be administered, and paperwork must be written. Despite the fact that emergency nursing has a plethora of functions to do, it is far from a task-oriented field. Emergency room patients face a variety of complications, ranging from broken fingers to lethal trauma. With limited information about a patient’s state, which may be rapidly deteriorating, nurses must constantly assess and adapt the treatment plan to meet the patient’s regularly changing demands. Planning your shift is about more than crossing off tasks on a to-do list; it’s about making sure that your patients receive safe and appropriate care regardless of the conditions.

2.  Prioritize

Prioritization is one of the abilities that emergency nurses develop to a high level of proficiency. Even when patients are critically ill and the waiting room is crowded, it is crucial to manage priorities. Knowing how and when to prioritize, especially particular for a new nurse, may appear to be an onerous undertaking. However, with time, it becomes easier. Acquiring a better understanding of clinical indicators of deterioration and improving clinical judgment abilities (sometimes referred to as ‘nursing intuition’) might assist in determining which tasks to accomplish first. Hospitals frequently have protocols in place for urgent situations such as a possible heart attack or stroke.

3. Make the Most of Your Expertise

Nurses are experts in nursing science, which enables them to detect when something is wrong with a patient and motivates them to intervene. It is critical for nurses to pay close attention to this clinical judgment and act on their instincts. Advocating for patients, even when it is difficult, is a critical component of nursing. This is also why the public continues to place such a high premium on nurses year after year. Addressing patients’ concerns and making clinical judgments can mean the difference between life and death.

4. Don’t Be Afraid To Ask Questions

Develop an ability to ask questions. No two days at the emergency room are alike, and nurses will frequently come into contact with patients suffering from a variety of acute and chronic diseases. Especially at the beginning, nurses will encounter a plethora of new symptoms, laboratory results, illnesses, and worries. As a result, it is critical to ask questions.

Utilize the opportunity to interact closely with physicians, experienced nurses, pharmacists, and other interdisciplinary personnel, and continue to learn from people in your immediate vicinity. Being a competent emergency department nurse requires you to constantly act in your patient’s best interest. When in doubt, it is prudent to consult additional resources before making a decision. Emergency room nurses are frequently confronted with novel techniques and drugs. It is vital for nurses to understand the purpose, potential adverse effects, and desired outcome of any drug or treatment before providing it.

5. Remember Where You Are

With frequent alarms, notifications, and machines blaring, it’s easy to become swept up in the emergency department’s commotion. Patients are being admitted and discharged at a breakneck speed, and orders are stacking up. Throughout this, emergency nurses are on hand to give treatments and provide care and comfort to patients.

Meanwhile, patients and their families are experiencing the worst symptoms and emotions of their lives in the emergency room. Their emergency room visit may be their first encounter with a catastrophic illness, or it may mark the conclusion of a protracted battle with a chronic condition for a loved one. Regardless of the circumstance, nurses are available to provide assistance to patients and families in times of need. Even when things are hectic, nurses must remain cognizant of their patients’ concerns. A small act of kindness toward a patient or a loved one can mean the world. A few minutes spent explaining the next treatment or holding a patient’s hand during a painful test can make a world of difference to their experience. Patients may be unwilling to cooperate as a result of a negative prior experience or fear. Nurses can allay these fears by remaining vigilant, real, and caring.

Art, Science, and Caring

Effective nursing practice in any specialty requires a blend of art and science. Each shift, emergency nurses make a difference with their superior experience, sound clinical judgment, and ability to care. By keeping in mind that nursing is concerned with the physical and emotional well-being of the patient, nurses can develop effective care plans without sacrificing personal connection and empathy.

Additional Resources:

7 Reasons To Become A Registered Nurse

Nursing has a long and successful history that dates all the way back to the early Roman Empire and the Middle Ages. Over time, enthusiasts such as Florence Nightingale, the pioneer of sanitary reform and originator of the modern nursing movement, have contributed to nursing evolving into the hard, gratifying, and well esteemed profession it is today. While no one can deny the contributions of modern technology to the growth of this profession, nursing has always been a job that has been predicated on an individual’s capacity to earn the total confidence and trust of another.

The Benefits of Becoming a Registered Nurse.

By becoming a registered nurse, you may inspire your patients to rethink their life choices, take better care of themselves, and adopt a healthier lifestyle. Additionally, the following points highlight several additional reasons why becoming an RN might be incredibly beneficial:

Currently, there is a nursing shortage: According to the Bureau of Labor Statistics, around 800,000 nursing job opportunities will exist by 2020.

Nursing offers career flexibility: Whether you wish to work full-time or part-time, or even on a seasonal or temporary basis, skilled individuals will always find job vacancies in this industry.

Nurses may work in practically any city, state, or nation: Few jobs provide job seekers the opportunity to work in virtually any city, state, or country except nursing.

Nursing is versatile: there are currently over 200 distinct specializations available to nurses.

Nursing is exceptionally well compensated: the median annual salary for a nurse is currently $67,500.

Nursing can inspire creativity: It is not uncommon for nurses to design, develop, and patent medical gadgets aimed at improving the quality of care provided to their patients.

Applicants can transition from student to RN in a short amount of time: Some universities allow nursing students to get an Associate of Applied Science in Nursing degree in as little as four semesters.

Registered Nurses Have Options: Nursing is a career that provides an almost unlimited number of job opportunities in the following areas:

  • Hospitals Assisted living facilities
  • Home-health
  • Industrial nurse
  • Public Health
  • Nursing assistant in surgery
  • Specialist in nursing informatics
  • Private nurse consultant
  • Author
  • Teacher
  • Researcher

Additional Resources:

What is Physical Therapy?

When the majority of people think of physical therapy, they envision doctors prescribing it as a means of recuperation following an injury or surgery. Physical therapy assists in the safe and regulated restoration of muscle strength and flexibility in order to avoid additional injury or major strain. It is critical to have physical treatment for these disorders to prevent muscular atrophy.

Many people are unaware, but physical therapy is not confined to injuries or post-surgical recovery. It benefits a far broader spectrum of people than most think. With this in mind, continue reading to learn about other physical therapy applications.

 

Age Assistance

There is no way around it. Our bodies lose flexibility as we age, our joints ache, and everything becomes more difficult. However, physical therapy is incredible at preserving movement and curing some of the difficulties associated with aging, such as hurting joints. Additionally, it aids in the development of coordination and balance. Falls are much too common among seniors, which is why it is critical to improve balance via physical therapy. In general, physical therapy for elders is designed to assist them in maintaining their independence for as long as possible, which is critical for many seniors.

Apart from promoting independence, physical therapy can also aid in the treatment of a wide variety of medical disorders that impair an individual’s movement, regardless of age. Continue reading to get the specifics.

Conditions that Impair Mobility

Numerous medical diseases, including cerebral palsy, multiple sclerosis, and muscular dystrophies such as Duchenne muscular dystrophy, can impair an individual’s mobility (DMD). Medical disorders that impair mobility frequently result in muscle deterioration. Unfortunately, without a solution for the illness, there is no way to totally halt the degeneration. However, physical therapy enables individuals with chronic problems, including elders, to preserve their mobility and independence for as long as feasible.

For example, persons with DMD will almost certainly require a wheelchair at some point and will likely use one for the remainder of their lives, but physical treatment can assist prolong their capacity to walk and be active. Physical therapy is crucial for this, as physical therapists are medical specialists who have an in-depth grasp of which exercises will benefit and which will cause pain. Thus, simply continuing to walk and other activities will not have the same therapeutic effect as physical therapy.

Continue reading to see how physical therapy can help you achieve better posture.

Enhance Posture

Physical therapists in cities with a sizable population of actors, singers, and even dancers indicate that many of these individuals come to them for posture correction. While this preventative physical treatment is most popular among celebrities, many people could profit tremendously from posture improvement. Indeed, the majority of the population is unlikely to have ideal posture and may even have poor posture, placing them at risk of serious strains and injuries. This is especially prevalent among office professionals, who spend the majority of their lives seated in a chair.

Without preventative physical therapy, stop slouching and risking a back injury. In terms of injury prevention, continue reading to learn how this is another purpose of physical therapy.

Avoiding Injuries

As is often known, the majority of people seek physical therapy in order to recuperate from an injury or surgery. However, physical therapy is incredibly effective at preventing injuries and even surgery. This could be as simple as a weekly or monthly physical therapy appointment. However, individuals who consult their primary care physician regarding a twinge, a quick and unexpected pain, can assist avoid the twinge from developing into a serious full-fledged injury. For instance, someone who begins running may experience aching shins after a brief period. Physical therapy can aid in the prevention of shin splints and shattered bones.

Breathing Diaphragmatically

The top singers understand that it is critical to breathe and sing from their diaphragm in order to achieve the highest possible vocal quality and to prevent strain as much as possible. While some appear to be capable of doing so, others who are not should explore physical therapy. Yes, physical therapists can aid clients in learning to breathe from their diaphragms. It frequently begins with their posture, which, as previously stated, is another aspect of physical therapy. Additionally, learning diaphragmatic breathing involves developing an awareness of one’s body. If a singer has been breathing incorrectly, changing the habit will require considerable deliberate effort.

Training For Serious Athletic Performance

Training for a marathon or triathlon requires a significant amount of time and work. Even for seasoned athletes, this type of exercise places a significant amount of strain on the body and raises the likelihood of injury. Apart from avoiding potential injuries, physical therapy assists anyone training for a large athletic activity in maintaining optimum physical condition, including avoiding extremely uncomfortable muscles. In essence, physical therapy aids in increasing the effectiveness of training, ensuring that the athlete is at their best on race day.

Physical therapy should not be a last resort in the event of a severe injury. It can be utilized as a prophylactic measure as well as a performance booster. For physical therapy in costa mesa, Atlas Wellness provides plenty of services such as: walk-in chiropractor, chiropractor costa mesa, Pilates studio costa mesa. Visit their website to learn more.

Common Terms to Know When Applying for Social Security Disability Benefits

If you have a disability and are considering applying for disability benefits, there are a few phrases you should be familiar with to ensure that you understand the requirements for disability benefits eligibility.

There are several terms that pertain to disability benefits eligibility, including the Social Security Administration’s definition of disability, the role of work credits in determining disability benefits eligibility, what constitutes substantial gainful activity, the role of the compassionate allowance, and the SSA’s Blue Book.

The Social Security Administration’s (SSA) Definition of Disability

To begin, you must meet the SSA’s definition of disability, which states that you cannot engage in significant gainful activity (SGA) due to a medically confirmed physical or mental impairment(s) that is likely to continue at least 12 months or end in death.

Frequently Used Terminologies When Filling Out the Disability Benefits Application

Credits for work

These are accumulated for each year of employment, and your eligibility for Social Security Disability Insurance (SSDI) is contingent upon the number of work credits you have accumulated up to the date you filed your SSDI application.

For instance, a person over the age of 60 who files for disability payments will require 40 work credits. In 2021, for every $1,470 in covered earnings, you will earn one Social Security or Medicare credit. To obtain the maximum four credits for the year, you must earn $5,880. If you have not reached the age of 24, you may qualify if you have earned six credits during the three years preceding the start of your handicap.

Profitable Activity on a Large Scale (SGA)

To qualify for disability benefits, an individual must be unable to perform any substantial gainful activity (SGA). The amount of monthly earnings considered SGA varies according to the severity of the individual’s handicap.

The Social Security Act provides for a greater SGA amount for those who are statutorily blind. For 2022, the monthly SGA payment for statutorily blind individuals is $2260. The monthly SGA payment for non-blind individuals in 2022 is $1350.

Allowance for Compassion

Compassionate Allowances are a method of rapidly identifying diseases and other medical problems that meet Social Security’s criteria of disability.

These illnesses include specific types of cancer, adult brain disorders, and a variety of rare pediatric disorders. The SSA can easily discover potential Compassionate Allowances, allowing them to make timely determinations regarding an applicant’s disability benefits eligibility.

Blue Book entry

This section outlines the disabilities that the Social Security Administration (SSA) considers serious enough to preclude an individual from working and the medical criteria used to determine whether an individual is eligible for disability benefits.

If you are filing for disability benefits, the phrases may be perplexing, but it is critical that you understand them in order to evaluate your eligibility for payments. A disability lawyer can clarify the application procedure and guide you through it, ensuring that you obtain your disability payments as promptly as possible. You can either apply online, or if you are in the Los Angeles, California area you can visit your local Social Security Disability Offices.

Prices for Car Detailing Depending on the Size of Your Vehicle

Across the United States, the neighborhood hand wash has long been a familiar sight. It feels good to drive a nice, clean automobile; it’s a source of pride. Additionally, it provides other benefits, such as keeping a greater market value for your car when the time comes.

However, the norm for this cleaning has shifted drastically over time. From simpler times of sponge washes, rinses, and the occasional quick polish, we’ve learned to appreciate the more involved process of auto detailing.

What Is the Difference Between Auto Detailing and Car Washing?

For those unfamiliar with the term, “detailing” refers to a far more thorough cleaning process for your vehicle. Detailers will employ their expertise of a vehicle’s different sections and components, as well as effective (but basic) tools and cleaning supplies, to not only clean the vehicle, but also attempt to restore it to its former glory.

This is the primary distinction between car detailing and other types of detailing. While a simple hand wash would restore its appearance, its healing effectiveness is fairly restricted. Detailers provide an end result that will astonish you with its cleanliness. If you weren’t aware that you were driving your own car, you may believe you were driving a brand-new one.

Another Significant Distinction? Price

Another area in which the neighborhood detailer and the vehicle wash differ is on price. A high-level service comes with a premium price. As it happens, though, the average cost of detailing varies considerably depending on your region inside the United States. Apart from geography, the size of your vehicle has a direct effect on the cost of the detailing package you select. You may have guessed from the start that the more cars you own, the higher the premium you’ll pay.

How Much Should You Budget? Costs of Car Detailing on an Average Basis.

According to an article from MobileTechRX.com, the national average price for car detailing in the United States is $160.16. (true as of July 2020). It amounts to roughly $114.59 on the low end and $213.67 on the high end. As a result, the price range is quite varied.

According to the same article referenced above, residents of Oregon are paying far more than the national average, with a combined average of $258. Hawaii appears to be receiving the best value, with an average of $90.50.

How Vehicle Size Affects Detailing Costs

Where you land on that broad payment scale is determined by a variety of factors. Vehicle size is an issue, and larger vehicles will cost more. Vehicles will almost certainly be classified by the service provider into categories such as:

Sedans and Coupes
SUV – (possibly compact and large separately)
Trucks for Hire
Minivans Commercial/Cargo Vans…and more, much more
Consider a website such as National Detail Pros. Consider that you live in Los Angeles, California, and wish to utilize this service to detail your Nissan Elantra. Expect to pay around $164 for a standard interior and exterior detailing. However, if you exchange that vehicle for an SUV such as the Toyota Rav4, the same servicing will cost approximately $209.

Not all firms will provide information on vehicle size in their cost, preferring to provide a ballpark figure pending a more precise quote later. Wings Mobile Detailing, situated in Richmond, Virginia, is one example. Their offer is a starting point awaiting confirmation of the vehicle’s exact specifications.

The general idea is to remember that the larger your car is, the more you should expect to pay in the end. These instances demonstrate that it may not be as dramatic as you initially believed. Detailers are often experts of their trade and are adept at applying it to a variety of different-sized surfaces, regardless of the size difference. You can anticipate a premium, but the amount will vary depending on the specific service and the current skill level of their detailers.

Additional Price-Determining Factors: 1. Optional Extras

The majority of services will package their goods. This implies that the ultimate cost will be determined not only by the size of your car, but also by the number of tasks you want. Take, for example, Premier Island Auto Detail in Honolulu, Hawaii. They are one of the city’s highest-rated services, and their services are divided into “Full Detail” and individual things. Other companies, such as Rainbow Shine in College Station, Texas, provide a more streamlined package service that includes additional detailing stages such as shampooing, mat washing, and leather conditioning in addition to their more basic services.

2. Geographical location
As noted previously in the essay, your geographic region and average cost of living have a significant impact on the price of detailing. We discussed national averages previously in the article, but even they do not capture the stark regional disparities. While Hawaii may have the lowest average detailing cost, the service mentioned in the preceding paragraph charges significantly more for a complete package. This is mostly certainly due to the high cost of doing business in the Honolulu metropolitan area.

 

3. On-site or in-home
Finally, another element affecting costs across the country is the mode of delivery of the service. While you may believe that a mobile service performed at your home would be more expensive, this is rarely the case. When detailing is performed in-house at a bricks-and-mortar site, you should anticipate paying a premium compared to when a service visits you at home. It may seem paradoxical, but it makes sense when expenses are considered.

A permanent location incurs costs and is often less efficient and costlier than a mobile enterprise. Mobile detailing services, such as the aforementioned Wings Mobile Detailing, rely on staff who travel in commercial vans to offer their services. This is a more cost-effective way to operate, and the savings are passed on to customers. Naturally, this single criterion must be combined with others to arrive at a final pricing, but this is still the national average.

4. How Does Detailing Frequency / Level of Dirtiness Affect Detailing Costs?
It’s best to avoid going too long between cleans to avoid being charged an extra ‘dirtiness’ price to restore a particularly harsh vehicle. If the car is already reasonably clean, this allows the detailers to concentrate on additional aspects of the vehicle that are not visible during a conventional rinse cycle. If you do find yourself with a very filthy ride and are considering detailing it, you may want to consider first taking it to a self-serve cleaner to knock down the majority of the rough places. This will almost certainly save you money at the detailer.

If you’re interested in learning more about professional car detailing and live in the Portland/Vancouver area, visit Tans Auto Detailing to schedule an appointment.

How have Social Security benefits in 2022 changed with respect previous years?

Since 1975, Social Security benefits have been indexed using cost-of-living adjustments, with increases ranging from 0% to a high of 14.3% in 1980. After the administration announced a higher-than-normal cost-of-living adjustment (COLA) for 2022, Social Security beneficiaries will experience the highest rise in benefits in 40 years. The COLA for 2022 was 5.9%, which was somewhat higher than the 5.8% increase announced in 2008.

Inflationary escalation to modest increases

In the early years of indexing benefits to inflation, soaring inflation and severe unemployment forced Congress to act once more, and quickly. It was predicted in the 1980s that the old-age and survivors insurance (OASI) Trust Fund would be unable to pay benefits on time if reforms were not implemented. As a result, in 1983, legislation was passed that gradually increased the age of eligibility while keeping the same level of retirement benefits. Benefits were boosted by 14.3 percent in 1980, which was the largest cost-of-living adjustment since 1950. Inflation has been brought under control in the decades since, limiting annual COLA rises, but there have been spikes during economic shocks like the covid-19 epidemic and its aftermath.

2022 COLA highest in 40 years

COLAs have increased by an average of 1.7 percent per year over the last 10 years, with increases ranging from zero percent in 2016 to 3.6 percent in 2012. The growth for 2022 is currently an outlier at 5.9%, the biggest since 1982, when it was 7.4%, just beating the 5.8% increase in 2008.

When Social Security payments are based on the cost-of-living adjustment when the boost takes effect, this year’s increase means $92 more each month in dollar terms. This corresponds to $1,657 per month for the average retired Social Security recipient. Benefits increased by only $20 the previous year due to a 1.3 percent COLA increase, bringing the average monthly payment to $1,565.

Despite the fact that inflation is projected to continue high until the end of the year, the Federal Reserve predicts that it will fall to around 2% next year.

How have Social Security benefits in 2022 changed with respect previous years? – AS.com

Find social security offices near you

 

 

Common Questions About Social Security Disability Benefits

Why are some people able to get Social Security income earlier than others?

In general, eligible employees and their families receive Social Security payments depending on their earnings. Employment taxes pay for this program, which is known as Retirement, Survivor, and Disability Insurance (RSDI). As a result, if an eligible worker becomes disabled, or if a surviving spouse or child of an eligible worker becomes disabled, they may apply for Social Security payments before retirement age. Furthermore, the Supplemental Security Income (SSI) program, which is supported by general taxation, gives income to the poor, those deemed to have insufficient income or resources, and those who are blind or disabled but do not meet RSDI eligibility standards.

How does someone qualify to get disability income from Social Security?

To be eligible for Social Security disability payments, you must have worked in Social Security-covered employment for a long time and recently enough, and you must have a medical condition that matches the agency’s definition of disability.

The amount of labor credits required to qualify for disability payments is determined by your age when you become disabled, according to the Social Security Administration’s (SSA) website. In most cases, you’ll need 40 credits, 20 of which must have been acquired within the last ten years before the year you became incapacitated.

Work credits are calculated based on your total annual salary or self-employment income, and the amount required to earn them varies from year to year. Younger workers may be eligible for disability benefits despite having fewer credits.

In terms of medical disability, the following criteria must be met in order to be considered eligible: 1) You are unable to perform previous job due to a medical condition; 2) You are unable to adjust to new work due to a medical condition; and 3) Your disability has lasted, or is likely to remain, for at least one year or is expected to result in death.

Only total disability, not partial or short-term disability, is covered by Social Security. In light of the worker’s age, education, and experience, the handicap must be so severe that he or she is unable to work.

It takes several steps to apply for Social Security Disability benefits. If you believe you might be eligible, visit social security offices near me to see if you qualify

Is there any way to expedite an application for Social Security disability benefits?

Compassionate Allowances and Quick Disability Determinations, according to the Social Security Administration, are two efforts meant to speed up the processing of new disability claims. These projects employ technology to identify claimants with the most severe disabilities, allowing the Social Security Administration to make decisions on such cases more quickly while retaining accuracy, and in some situations, allowing applications to be approved in days rather than months. Compassionate Allowances shorten the time it takes for people with the most significant disabilities to get a disability decision. It involves cases that are typically disability-eligible, allowing for a determination as soon as the diagnosis is confirmed.

Questions on Social Security disability income, benefits – InsuranceNewsNet

For more information regarding social security disability benefits, visit social security locations and social security offices near me
as well as the social security administration website

Civil Engineers Career Information

Civil Engineers

Civil engineers are the architects of most infrastructure in the U.S. and around the world. Roadways, highways, bridges and the layout of most planned communities are all the work of civil engineers. Civil engineers make sure bridges won’t collapse when a train crosses them or that roadways won’t end up sitting under a lake during a rainy season. Good highway design that helps ease congestion is also the work of civil engineers.

EDUCATIONAL REQUIREMENTS

Civil engineers are required to have at least a bachelor’s degree in civil engineering, a specialized field of civil engineering or a related field like civil engineering technology. More senior positions generally require advanced degrees. In addition to a degree, civil engineers that provide services to the public, such as designing roadways or other types of public infrastructure must also be certified and licensed.

Unlike some fields, you cannot obtain a civil engineering job through work experience in a related field or through on-the-job training, you must have a degree to obtain a position as a civil engineer. Engineering is, of course, a STEM field, so if you aren’t comfortable with subjects like advanced calculus, physics, geometry or algebra then civil engineering may not be the best career path for you.

SALARY

According to the U.S. Bureau of Labor Statistics, the median income for civil engineers in 2018 was around $84,000 or about $41 an hour.

View How Much Civil Engineers Make by State By Visiting Salary.guide

JOB GROWTH

Civil engineering is not as much a growing profession as it is a stable one. The U.S. Bureau of Labor Statistics estimates approximately a 6% growth rate, which is about the national average among all fields and professions. They also estimate there were just over 325,000 civil engineering jobs available in 2018, so there is plenty of work to go around.

Much like doctors or lawyers, there will always be a need for civil engineers. Public infrastructure is constantly wearing down and needing to be replaced along with new buildings and infrastructure needing constant repair and replacement. In addition, the training, tools, and methodologies of civil engineering are the same the world over, so a civil engineer can find work or put their skills to work almost anywhere in the world with little to no additional education required. Although, certification or licensing requirements may be different, which can also vary from state to state even within the U.S.

What are the Causes of Eye Pain

Eye pain may be minor or it may be an indicator of a serious condition. It can be either sudden in onset or can be a long term problem. Most eye pain usually resolves itself in a short time, but there are times when medical action is necessary.

Eye pain can occur on the surface of the eye, or it may occur within the eye itself. Surface eye pain is referred to as ocular. Knowing where the eye pain is directed you to both causes and necessary treatments. Most eye pain subsides on its own, but sometimes it can be an emergency.

Eye pain on the surface of the eye is often caused by an infection or an injury or trauma to the eye. Usual treatment might be eye drops or rest. Sometimes rest can involve avoiding bright lights, using dark-colored glasses, wearing an eye patch over the injured eye, or sleeping extra.

The causes of the ocular eye pain are things like foreign objects such as windblown particles, or infections like conjunctivitis, or trauma like sports injuries. These respond well to rest and eye drops. Heat packs or cold packs are also helpful. You may treat them yourself but should first check with your doctor. You may have a sty or a cyst on your eyelid, and you need to have a doctor attend to these things.

Doctors refer to pain within the eye as orbital eye pain. The causes of these eye pains are more serious. A puncture wound to the eye needs immediate attention. Other causes also need medical help but are not emergencies.

Glaucoma causes eye pain. It has to do with increasing pressure within the eye. It needs to be treated by a professional who will prescribe treatments like an assortment of eye drops or other therapies. Other common causes of orbital eye pain are sinusitis, which causes the sinuses to put pressure on the eyes, and migraine headaches. These are treated with medication.

There are a variety of causes of eye pain. Some of them are emergency situations. See a doctor if you have a sudden loss of vision for any reason. It can be a serious condition like a detached retina. Get medical treatment for chemical burns or heat burns to the eye area or for puncture injuries.

There are many causes of eye pain and your eye health can indicate your overall well being. Use good precautions to prevent eye pain and vision loss.

Protect your eyes by wearing sunglasses. Use goggles when working around chemicals and in situations where particles can fly into your eyes. Replace old contact lenses as your optometrist suggests. Always make sure your hands are clean when they are near your eyes. Be aware of vision changes and get regular checkups.

Eye pain can be serious, or not. If you have any doubts about your eyes, call the doctor. For more information on pain-related topics visit pain.help today. Your vision is a precious asset that you want to maintain for life.