5 Things You Can Do to Increase Social Security Success

Now is the time to think about your future and plan how you can get there. Today we’re going to show you five steps that can help you create the most Social Security success as possible. Planning your future may seem overwhelming at first, but the following are five easy tasks that you can do:

Step 1: Get to know your Social Security — You’re going to be working side by side with Social Security for the entirety of your life, and there is an incredible amount of information you’re probably missing regarding benefits and services from the SSA. Social Security provides financial aid to millions of children and adults before they retire; this includes those suffering from chronic illness, children of deceased parents, and wounded veterans.

Step 2: Verify your earnings — How much benefit you receive is determined by a calculation involving your earnings record. You can sign into your my Social Security account to make sure that your earnings record accurately reflects your actual earnings.

Step 3: Estimate your benefits — You can estimate your future retirement or disability benefits by using the SSA’s Retirement Estimator which uses your actual earnings record in its calculation.

Step 4: Apply for benefits — You can apply for retirement, Medicare, or disability benefits online through the SSA’s simple yet secure online application that is easy to navigate.

Step 5: Manage your benefits — Social Security puts you in control by providing convenient and secure services that meet your needs. Verify your payment information, change your address or phone number, get a benefit verification letter, and even start or change direct deposit of your benefits.

What You Need To Know: Starting a Garden in Washington State

When you want to have a flower, herb or vegetable garden in Camas, Wash., it is important to plan ahead. Here are a few tips from knowledgeable gardeners who understand valuable landscaping and gardening techniques. 

Tip 1: Read Books and Watch Videos 

Check your local public library for books and videos about gardening. Take notes so that you can plan your garden for our geographic zone. You can also find free information online from other experienced gardeners. 

Tip 2: Contact a Local Gardening Club 

Perform an online search to determine if there is a nearby gardening club. The other individuals in the club can help you at meetings, or they might visit your property to determine what type of soil is available. 

Tip 3: Choose a Garden Location 

Think carefully about where you want a garden located. You won’t want to have a garden where people might walk, and if you have children or pets, then they will need a place to play. It is also a bad idea to have a garden above utility lines such as sewer or gas lines. 

Tip 4: What Do You Want to Plant? 

Certain types of plants work well together while other plants will destroy each other. If you are a novice gardener, then you should choose easy to grow plants such as tomatoes, bell peppers and zucchini. Many herbs such as basil or chives are also easy to plant, care for and harvest. You may want to add some flowers to your garden because some types will repel insects. 

Tip 5: Have the Soil Analyzed 

To understand what types of fertilizers are required, you should have the soil of a garden analyzed. Some gardening stores will analyze your soil for free so that you can buy bags of fertilizer right away to mix into the soil at your garden plot. 

Tip 6: When Is the Best Time for Planting? 

It is important to determine when the best time for planting is in Camas, Wash. A gardening book from the library or an online website can provide the best day for planting seedlings or seeds in a garden. However, it is also important to understand the local weather conditions before planting anything. 

Tip 7: Buy Your Lawn and Garden Supplies 

You will need shovels, trowels and rakes along with small flowerpots, fertilizer and weed killers for your garden. To make your life easier, you can shop at a store that sells a wide assortment of lawn and garden supplies. 

Tip 8: Preparing the Soil in a Garden 

When you have a new garden, soil preparation is time-consuming and strenuous. You can make it easier by having a friend from your local landscape supply in Camas available to use mechanical equipment to dig and turn the soil. You may need to remove rocks before mixing in the fertilizer. Learn how to weed your garden in addition to eliminating pests throughout the summer. Begin planting your seeds and seedlings right away so that you can enjoy fresh produce.

How To Qualify For Disability In Texas

To start qualifying for disability, you need to possess enough work experience in jobs that are recognized by the Social Security Administration. You also need to have a valid medical condition which falls under the SSA’s definition of disability. Typically, the SSA will provide monthly disability benefits to those who’ve been unable to work for at least a year due to their condition. 

If you qualify for disability benefits you will receive them monthly until you can return to work. Work incentives, which supply continued benefits and health care coverage, are provided as well to ease your transition back into the work force. 

If you are receiving disability payments at your full retirement age, the SSA will automatically convert your disability payments into retirement benefits, but the payment amount will stay the same.

How Long Do You Need To Work?

Other than possessing a valid medical condition that fits the SSA’s disability definition, you need to have worked long enough and fairly recently to qualify for disability benefits.

The SSA awards work credits based on your total yearly wages or self-employment income, with the capacity to earn no more than 4 credits per year.

The amount required to receive a work credit varies year to year. For example, in 2018 you receive one work credit for each $1,320 in wages or self-employment income. When you’ve reached $5,280, the SSA awards you 4 work credits, the maximum, for that year. 

How many work credits you need to become eligible for disability benefits is dependent on the age of when you became disabled. Typically, the SSA requires 40 credits, 20 of which must be earned in the last 10 years ending with the year you became disabled. On the contrary, if you’re a younger work then you could qualify with fewer credits. 

The key thing to note about the SSA’s work credit requirement is no matter your age, you need to have earned enough work credits within a certain period ending with the year you entered disability. If you’re eligible at this moment to receive disability benefits but stop working under Social Security, you may not meet the SSA’s work credit requirement later on.

What Is Disability To Social Security?

The Social Security Administration’s definition of disability is unlike other programs. Social Security pays only for total disability, they will not award benefits for partial disability or for short-term disability.

The SSA considers you disabled if:

  • You cannot meet the job requirements of your previous occupation,
  • You are determined to be unable to adjust to other work due to your medical condition(s); and
  • Your disability has remained or is expected to remain for at least a year or result in death.

Social Security is very strict on this definition of disability. The Social Security disability program assumes that working families have access to other resources that provide assistance during periods of short-term disabilities such as workers’ compensation, insurance, savings, and investments.

How Does The SSA Decide If You’re Disabled?

If you have accumulated enough work credits to qualify for Social Security disability benefits, then the SSA will begin their 5-step process. The steps are 5 questions which are:

1. Are you working?

If you are currently employed in 2018 and your earnings average more than $1,180 each month, you typically will not be considered disabled.

If you are not working, the SSA will send your disability application to the Disability Determination Services (DDS) office where your medical condition be evaluated to see if you qualify. The DDS uses Steps 2-5 (found below) to make a decision.

2. Is your condition “severe”?

Your medical condition must impair your ability to complete basic work tasks such as lifting, standing, walking, sitting, and memory recollection, lasting for at least 12 months. If it does not, the DDS will not consider you disabled.

If your condition does impair your ability to complete basic work tasks, the DDS will move to step 3. 

3. Is your condition recognized by the Social Security Administration?

For every major body system, the SSA maintains a list of medical conditions that are considered severe enough that it prevents someone from earning substantial gainful activity. If your condition is not on the list, the SSA will need to decide if it is as severe as a medical condition that is already on the list. If it is, the DDS will determine that you are disabled. If not, the DDS proceeds to step 4.

The DDS have two methods that are designed to speed up the processing of new disability claims:

  • Compassionate Allowances: Specific cases that typically qualify for disability can be permitted as soon as the diagnosis is confirmed. An example of this would be acute leukemia, Lou Gehrig’s disease (ALS), and pancreatic cancer. 
  • Quick Disability Determinations: The DDS uses advanced computer screening to sort cases with a high probability of allowance. 

4. Can you complete the work you did in the past?

Step 4 is where the DDS decides if your medical condition(s) prevents you from completing any of your previous work. If it doesn’t, the DDS will decide that you do not qualify for disability. If it does, they will continue to step 5. 

5. Can you work any other job?

If you’re unable to complete work done previously, the DDS will determine if there are any other jobs you could work despite your condition(s).

The DDS considers your medical condition(s) and age, education, past work experience, and any transferable skills you may possess. If you are unable to work, the DDS will decide that you’re eligible for disability. If you can do other work, you will not be considered disabled and your disability claim will be denied. 

Submitting Your Disability Claim

You can submit your Social Security disability claim conveniently online. You can also schedule an appointment with your local Social Security office to file an application. Call 1-800-772-1213 (TTY 1-800-325-0778) from 7 a.m. to 7 p.m., Monday through Friday or contact your local Social Security office.

A few of the most popular Social Security Offices in Texas are provided below:

SAN ANTONIO TX 78206

DALLAS TX 75215

HOUSTON TX 77039

Rollover Accident on 5 Freeway Throws Body Onto Freeway Sign in Burbank

Friday morning, California Highway Patrol received reports of a rollover accident around 7:00 a.m. According to authorities, the accident occurred on southbound freeway near the eastbound 134 Freeway overpass. A 20-year-old driver of a 2004 Ford Fiesta lost control after traveling at high speeds while passing another motorist on the right shoulder before striking the rear-end of a truck. The Ford then began to overturn multiple times that cause the Burbank driver to be ejected from the vehicle and thrown onto the Colorado Street exit sign three-quarters of a mile away.

The occupants of the Ford F-150 truck were okay and did not sustain any injuries from the collision. The 20-year-old driver was identified as Richard Pananian of Burbank, California.

CHP stated that Pananian was not wearing his seatbelt. Authorities are investigating to see if drugs or alcohol played a factor in the accident. Richards bod.y remained on the freeway sign for two hours after the crash took place until firefighters we able reach him.

Car accidents is one of the leading cause of death for young adults in America. If you or a loved one have been injured in a car accident and are not sure what to do, contact a personal injury attorney in Burbank immediatly.